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First Commerce Bank can help you manage your day-to-day needs as a small business owner. Every business has different needs when it comes to checking and savings accounts. Ask an employee for details today.

• Business Checking
• Business Interest Checking (NOW)
• Business Money Market
• Credit Cards
• ATM / Debit Cards
• Merchant Card Services
• Automatic Credit Line*
• Remote Deposit
• Deposit Rates

Maintenance fee assessed monthly on the following minimum balances:

• $100.00 minimum balance to open.
  
• Check images returned with statements.
  
• Unlimited Check Writing,
  
• Unlimited ATM access at any First Commerce Bank ATM.
  
• Unlimited FCB check card* usage.
  
• Overdraft protection. (Subject to credit approval.)

• $1,000.00 minimum balance to open.
  
• Unlimited check writing.
  
• Unlimited ATM access at any First Commerce Bank ATM.
  
• Unlimited FCB check card* usage.
  
• Competitive Interest rates on balances above $1,000.
  
• Overdraft Protection (subject to credit approval.)

Fees: Monthly service charge of $10.00 waived by $1,000 minimum daily balance in account.

• $2,500 minimum balance to open.
  
• Competitive interest rates on balances above $2,500.
  
• Tiered interest rates for higher returns.
  
• Tier 1 - $0 to $9,999.99
  Tier 2 - $10,000.00 to $49,999.99
  Tier 3 - $50,000 and higher
  
• Funds available by: Check, Over-the-counter withdrawal, ATM.

Fees: Monthly service charge of $10.00 waived by $2,500 minimum daily balance in account.

Limited by Federal Law to 6 transactions per month (checks, telephone, Wire or ACH transfers) and only 3 may be payable to a third party by check. Excessive withdrawals may result in your account being transferred to another eligible account.

Business Advantage MasterCard*

• Master Rental Insurance Coverage
  
• Master Purchase Retail Protection
  
• Master Trips Travel Assistance
  
• Master Assist Medical Protection
  
• Master Road Assist Roadside Service
  
• Master Legal Referral Service

* Subject to credit approval
* NOT A DEPOSIT; NOT FDIC INSURED; NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY THE BANK [OR SAVINGS ASSOCIATION]; MAY GO DOWN IN VALUE

First Commerce Bank is proud to offer a merchant card program to our small business customers. This program enables small business owners the opportunity to be more competitive with expanded payment services. For more information, please see any First Commerce Bank customer service representative.

A personal line of credit that is tied to your checking account. ACL automatically deposits funds up to your preapproved limit in case you make a mistake in your checkbook.

• Automatically deposits funds up to your pre-approved limit to cover your overdraft.
  
• Automatically credits your ACL account when your next deposit is made.
  Accrues at an 18 percent per annum interest rate.
  
• Ask any First Commerce Bank customer service representative for details.

Fees: Monthly service charge of $5.00.

*Subject to credit approval

With First Commerce Bank's remote deposit system, your business can make deposits from miles away without ever leaving your place of business. Simply scan, submit, and deposit your checks electronically.

Please contact us at (931) 359-4322 for more information. Let First Commerce Bank go to work for you with our remote deposit system.