Deposit Rates

Effective November 17, 2014 

Account TypeRateAPY*
President's Club 0.05% 0.05%

Business Interest Checking

Regular Savings

0.05%

0.05%

0.05%

0.05%

Christmas Savings 0.05% 0.05%
Rate Climber Money Market
$2,500 to $9,999.99 0.05% 0.05%
$10,000.00 to $49,999.99 0.08% 0.08%
$50,0000 and higher 0.10% 0.10%
$10,000.00 to $49,999.99 0.08% 0.08%
Public Funds (All Tiers) 0.05% 0.05%

*APY = Annual Percentage Yield

Rates are subject to change without notice. Minimum Balance required to obtain APY. Fees may reduce earnings.

Minimum Balance required to open accounts.

Certificates of Deposit (Regular & IRAs)

TermRateAPY*IRA APY*
7 to 30 Day 0.05% 0.05% 0.05%
31 to 182 Day 0.15% 0.15% 0.15%
6 Month 0.25% 0.25% 0.25%
12 Month 0.45% 0.45% 0.45%
18 Month 0.47% 0.47% 0.47%
24 Month 0.55% 0.55% 0.55%
36 Month 0.80% 0.80% 0.80%
48 Month 1.10% 1.10% 1.10%
60 Month 1.15% 1.15% 1.15%

Public Funds  (7 day to 6 Month)

0.05% 0.05%  

Public Funds  (6 month to 60 month)

0.20% 0.20%  

*APY = Annual Percentage Yield

$1000 minimum to open certificates of deposit/$100 for IRA's. Penalty will be imposed for early withdrawal.