|
First Commerce Bank
Privacy Policy Disclosure
The collection, storage and sharing of customer information on
consumers is an important part of delivering useful banking products
and services. To serve you, as a consumer, efficiently and conveniently,
we have to make use of modern technology and customer information.
But we know that you are concerned about privacy and our use of
the information you give us. We are committed to an ongoing review
of our procedures and policies in the interest of protecting your
privacy. As a result, we have established the following privacy
notice to provide guidance in our dealings with consumers.
|
Definitions
Certain terms in this notice have the following
definitions.
We, our and
us means
First Commerce Bank- Lewisburg, Tennessee.
You and Your means
consumer customers with whom we have a continuing relationship
with such as a deposit account or loan with us, consumers
using a special service from us such as ATM transactions without
any account, and consumers who have applied for a loan that
was declined by the bank or you.
Publicly available
information means information lawfully available to
the general public from official public records generally
from courthouses and information commonly listed in telephone
directories or various forms of media and information required
by state, federal or local law such as securities filings.
Nonpublic personal
information means personal financial information about
you that we collect in connection with providing you with
a financial product or service that is not made publicly available
as described above.
Affiliate
means any company we own or control or that owns or controls
us.
Nonaffiliated third
party means any person, company or partnership that
is not an affiliate or joint employee of us.
Consumer reporting
agency means an entity that collects and evaluates
consumer credit information for the purpose of furnishing
consumer reports to third parties.
|
PRIVACY NOTICE
INFORMATION WE COLLECT
We collect nonpublic information about you from the following sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us;
- Information about your transactions with nonaffiliated third
parties;
- Information we receive from a consumer reporting agency;
- Information we receive from your employer, prior employer(s);
CATEGORIES OF INFORMATION WE MAY DISCLOSE
ABOUT YOU
We may disclose nonpublic personal financial information about
our customers or former customers as permitted or required by law
or authorized by you.
CONFIDENTIALITY AND SECURITY OF YOUR
NONPUBLIC PERSONAL INFORMATION
We restrict access to nonpublic personal information about you
to those employees who need to know that information to provide
products or services to you and as required by law and regulation.
We maintain physical, electronic, and procedural safeguards that
comply with Federal and State standards to guard your nonpublic
personal information.
NONPUBLIC PERSONAL INFORMATION ON FORMER
CUSTOMERS
If you close your account(s), payoff your loan, or become an inactive
customer, we will follow the privacy provisions reflected in this
Policy Notice.
|
