Deposit Rates
Effective May 20, 2008
|
|
Account Type
|
Rate
|
APY*
|
|
Commerce Interest Checking
|
0.50%
|
0.50%
|
|
President's Club
|
1.00%
|
1.00%
|
|
Regular Savings
|
0.75%
|
0.75%
|
|
Christmas Savings
|
0.75%
|
0.75%
|
|
Rate Climber Money Market
|
|
|
|
$2,500 to $9,999.99
|
0.75%
|
0.75%
|
|
$10,000.00 to $49,999.99
|
1.00%
|
1.00%
|
|
$50,0000 and higher
|
1.25%
|
1.26%
|
*APY = Annual Percentage Yield
Rates are subject to change without notice.
|
Certificates of Deposit
(Regular and IRAs)
|
|
Term
|
Rate
|
APY*
|
IRA APY*
|
|
7 to 30 Day
|
0.75%
|
0.75%
|
0.75%
|
|
31 to 182 Day
|
1.35%
|
1.36%
|
1.36%
|
|
6 Month
|
2.75%
|
2.77%
|
2.78%
|
|
12 Month
|
3.00%
|
3.00%
|
3.03%
|
|
18 Month
|
2.50%
|
2.50%
|
2.52%
|
|
24 Month**
|
2.60%
|
2.60%
|
2.63%
|
|
36 Month
|
2.50%
|
2.50%
|
2.52%
|
|
48 Month
|
2.25%
|
2.25%
|
2.27%
|
|
60 Month
|
2.35%
|
2.35%
|
2.37%
|
*APY = Annual Percentage Yield
$1000 minimum to open certificates of deposit/$100 for IRA's. Penalty will be imposed for early withdrawal. **Rate Climber Special - One-time rate increase during the original term. Rates are subject to change without notice.
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