Deposit Rates
Effective FEBRUARY, 20 2024
| Account Type | Rate | APY* |
|---|---|---|
| President's Club | 0.05% | 0.05% |
| Business Interest Checking | 0.05% | 0.05% |
| Regular Savings | 0.05% | 0.05% |
| Christmas Savings | 0.05% | 0.05% |
| Rate Climber Money Market | ||
| $0 to $9,999.99 | 0.05% | 0.05% |
| $10,000.00 to $49,999.99 | 0.10% | 0.10% |
| $50,0000 and higher | 0.15% | 0.15% |
| Public Funds (All Tiers) | 0.05% | 0.05% |
*APY = Annual Percentage Yield
Rates are subject to change without notice. Minimum Balance required to obtain APY. Fees may reduce earnings.
Minimum Balance required to open accounts.
Certificates of Deposit (Regular & IRAs)
| Term | Rate | APY* | IRA APY* |
|---|---|---|---|
| 3 Month | 1.00% | 1.00% | 1.00% |
| 6 Month | 5.15% | 5.15% | 5.28% |
| 12 Month | 3.00% | 3.00% | 3.05% |
| 18 Month | 3.50% | 3.50% | 3.55% |
| 24 Month | 3.35% | 3.35% | 3.39% |
| 36 Month | 3.25% | 3.25% | 3.29% |
| 48 Month | 3.00% | 3.00% | 3.03% |
| 60 Month | 3.00% | 3.00% | 3.03% |
*APY = Annual Percentage Yield
$1000 minimum to open certificates of deposit/$100 for IRA's. Penalty will be imposed for early withdrawal.
For Public Fund CD rates and APY, please call (931)359-4322 or visit a First Commerce Bank branch.
| Term | Rate | APY* | IRA APY* |
|---|---|---|---|
| **9 MONTH CD SPECIAL | 4.75% | 4.81% | 4.84% |
*APY = Annual Percentage Yield
**CD Specials do not apply for public funds.