Personal Checking
Checking Accounts That Fit Your Lifestyle
Whether you’re just starting out, heading for retirement, or somewhere in between, a checking account that fits the way you live is a necessity. That’s why at First Commerce Bank we offer a full variety of checking accounts and services. We suggest that you take a few moments to review our accounts. Tell us what your expectations are, how you use banking services and what is important to you. Then, together we can select an account that best meets your needs. Please contact any First Commerce Bank customer service representative for details.
Jump to: eVue Checking | Regular Checking | Commerce Club Checking | President's Club Checking | Rate Climber Money Market
eVue Checking
- $100.00 minimum balance to open
- No monthly minimum balance required
- Unlimited check writing
- Unlimited ATM access at any First Commerce Bank ATM
- Unlimited FCB debit card usage
- MONTHLY FEES: $5.00 Monthly eVue Service Charge
- waived by receiving statements online after accepting disclosures
- Direct Deposit required and Online Access
Regular Checking
- $100.00 minimum balance to open
- Check images returned with statements
- Unlimited Check Writing
- Unlimited ATM access at any First Commerce Bank ATM
- Unlimited FCB debit card usage
- FEES: Minimum balance fee of $9.00 assessed monthly on balance under $500.00
Commerce Club Checking
- $100.00 minimum balance to open
- Includes $10,000 accidental death insurance*
- Official Commerce Club checks provided at no charge
- No monthly minimum balance required
- Unlimited check writing
- Unlimited FCB debit card usage
- Unlimited ATM access at any First Commerce Bank ATM
- Check images returned with statements
- MONTHLY FEES: Monthly club fee of $11.00
* Not FDIC Insured/May lose value/Not a deposit/Not insured by a Federal Government Agency
President's Club
- $1,000.00 minimum balance to open
- Includes $100,000 common carrier insurance*
- Unlimited check writing
- Official President’s Club checks provided at no charge
- Unlimited FCB debit card usage
- Unlimited ATM access at any First Commerce Bank ATM
- Competitive interest rates on balances above $1,000.00
- Check images returned with statements
- FEES: Monthly service charge of $11.00
- waived by $1,000.00 minimum daily balance in account
* Not FDIC Insured/May lose value/Not a deposit/Not insured by a Federal Government Agency
Rate Climber Money Market
Interest accrues on the daily ledger balance and is credited monthly. Interest rates increase automatically as balance grows through three tiers.
| Tiers | Balance |
|---|---|
| Tier 1 | $0 to $9,999.99 |
| Tier 2 | $10,000 to $49,999.99 |
| Tier 3 | $50,000 and higher |
- $2,500 minimum balance to open
- Competitive interest rates on balances above $2,500
- Tiered interest rates for higher returns
- Funds available by check, over-the-counter withdrawal, ATM
- FEES: Minimum balance fee of $11.00
- waived by $2,500 minimum balance in account